These Terms of Services (the “Terms”) apply to users of the mobile application Money Flow to users of application. By using or accessing either via mobile phone or other electronic device (a “Device”) Flowmo Pro, content or other service made available by the Provider, you hereby agree to be bound by the Terms as well as by:
The Privacy Policy, which sets out the Provider’s data practices;
Additional third-party terms and conditions as indicated in the Terms or in other documents provided in Money Flow.
In these Terms of Services, unless the context requires otherwise:
App means a specialized program (application) utilized for mobile devices.
Content means anything that is to be expressed in Flowmo Pro, writing, a film, clip, video or any other various art. Content can be created by the Provider or by the User.
Contract means an agreement on using Money Flow and providing the Services according to these Terms.
Premium features mean additional set of services which are bringing certain value for certain Users and are accessible during trial period or via an in-app-purchase. This set of features is not definite as the Provider can add or remove Premium features.
Service means set of features which allow users to track and analyze their financial situation. Services may be different for users of different platforms – Android, iOS and are divided into Free Features and Premium Features. Provider has the right to add or limit scope of services at any time.
Terms furthermore means set of rules, conditions and terms which are stated to define regulations of use of products and services made available by the Provider.
Third party means an organization which the Provider cooperates with to be able to provide certain parts of the Service.
User means a person who uses the services, application or reads content created or made available by the Provider.
User’s Account means the User’s account created by registration in the App. The login in the User’s Account is possible trough login information. The User receives the login information by registration of the User’s Account, or the login information is created through connecting the User’s Account with the User’s email address.
Money Flow means an App which was created by the Provider to record the Users’ income and expenses as well as other financial or nonfinancial records or content by User’s choice. Money Flow is available for devices running on Android and iOS systems and desktop internet platforms. The purpose of Money Flow is to track the expenses and incomes of the User. Through Money Flow you may grant the Provider a consent to require information about your payment account from a third party, which maintains your payment account. Usage of Money Flow is defined in these Terms, which were issued by the Provider and accepted by the User.
These Terms regulate the legal conditions and relationship between the Provider and the User. By installing the App in a Device, the User enters into an agreement with the Provider, whereby the content of the agreement comprises these Terms, or of any related documents to which these Terms refer. By installing the App, the User confirms that he/she has read these Terms and will comply with them.
The failure of the Provider or its omission to exercise or enforce any right or provision of the Terms of Service shall not constitute a waiver of such right or provision. The Terms of Service constitute the entire agreement between yourself and the Provider and govern your use of Flowmo Pro, superseding any prior agreements between yourself and the Provider (including, but not limited to, any prior versions of the Terms of Service). The Provider may modify these Terms or the Privacy Policy from time to time. If the Provider makes material changes to them, it will provide you notice through its services, or via email. If you object to any changes, you may close your account. Your continued use of our services after the publishing or sending of a notice about the changes to the Terms means that you are consenting to the updated terms.
Any questions relating the Terms should be sent to aleksey.mukho@gmail.com.
Means set of features which allow users to track and analyze their financial situation, which is the main purpose of the App. Money Flow is designed to users who track their records manually by entering their transactions in Apps interface and based on those records, Money Flow provides charts, overviews or information and advices, based on mathematical models.
Money Flow is Personal Finance Management Tool helping its users to register their records. Money Flow is not designed and not able be used as a tool which can accept or store any money or monetary equivalents, Flowmo Pro is not designed to perform any financial transactions or transfers this App is read-only device.
Services are provided in so called Freemium model where a set of services is free to use and allows to use App to certain extend which is covering basic needs of users and different, more advanced set of services is enabled to its users in Trial or Premium mode, which allows to its users automated or advanced functionalities.
Please note that this Contract is concluded between you and the Provider, not with a third party such as Apple Inc. or Google Play, through which you have carried out the purchase of Money Flow. Therefore, special conditions of these sites may apply to you.
Neither Apple nor Google Play is responsible for Money Flow and/or its content. The Provider will address any and all issues or question regarding Money Flow. This also applies to service and maintenance of the Money Flow. Any claims, whether yours or of third parties must be addressed directly with the Provider, who is the only subject responsible for dealing with such claims.
The license granted to you is to use Money Flow as permitted by these Terms and the Usage Rules of the Apple Store Terms of Service, respectively Google Play Terms of Service.
Under the terms of this Contract, Apple. Google Play and their affiliates and subsidiaries are third party beneficiaries. Apple. Google Play and their affiliates and subsidiaries through your acceptance of these Terms, have the right to enforce any and all of these Terms against you as a third party beneficiary.
The service is provided on “as is” and “as available” basis.
The Provider does not warrant that (a) the service will meet your specific requirements, (b) the service will be uninterrupted, timely, secure, or error-free, (c) the results that may be obtained from the use of the service will be accurate or reliable, (d) the quality of any services, information, or other material purchased or obtained by you through the service will meet your expectations, or that (e) any errors in Money Flow will be corrected.
There may be situations when the App may be temporarily unavailable in some of its parts or the service will be interrupted due to technical reasons. The stability and consistency of the service of the App is not guaranteed.
If you have any queries, you can reach the Provider via contacts provided in the Contacts section. Please consider that the support to Money Flow may be constrained due to the limited capacity of the Provider.
Support for the Provider’s services is only available in English, Russian, Poland and Belarusian via email aleksey.mukho@gmail.com.
You must use Flowmo or Website only in accordance with these Terms. You should not use Flowmo when the usage would distract your ability to concentrate on situations which may cause death or are dangerous to your personal health or the health of others. Examples include when driving a vehicle, working with hazardous materials, working with electrical appliances, moving sharp edges, walking in the crowds, etc. Any damages and losses related to inappropriate usage are the sole responsibility of the User.
There are premium features in Money Flow which you can purchase as an in-App purchase.
The price of an in-App purchase can be found in the relevant part of Money Flow. Prices are subject to change and can be modified at any time. The change in pricing does not affect prices of Premium features you are already subscribed to. See detail in Modifications to the Service and Prices section of this document.
Your account can be canceled by a sending cancellation request to aleksey.mukho@gmail.com. All of your Content will be deleted from Money Flow upon such cancellation within 5 working days. This action cannot be recovered once your account is cancelled. If the Service is terminated before the end of your current paid-up period for a Premium feature, your termination will take effect immediately. Refund policies are governed by the Usage Rules of the Apple Store Terms of Service, respectively by the Google Play Terms of Service.
The Provider reserves the right at any time, and from time to time modify or discontinue Money Flow (or any part thereof), temporarily or permanently.
Prices of all Premium features, including but not limited to monthly/annually subscription plan fees to the Premium features, are subject to change without a notice from the Provider. The change in pricing does not affect prices of Premium features you are already subscribed to. The notice about the change in pricing may be provided provided at any time by posting the changes to the Website or in Flowmo Pro. The Provider shall not be liable to you or to any third party party for any modification, price change, suspension or discontinuance of Flowmo Pro.
Any links to any external sites may also be subject to a change.
Aleksey Mukho
Poland, Warsaw
Moniuszki 1A
email: aleksey.mukho@gmail.com
These Terms of Services come into force and effect on April 1, 2025.